Since 1977
For Some, Unfortunately, Retirement isn't a Day at the Beach Retirement planning includes resources for recreation and daily living after work has ended. Still, it also needs to cover the possibility that one or both members of a couple may need additional care. This may involve in-home healthcare providers, or it may consist of relocating to a long-term care facility designed to meet their [...]
Maintaining Fire Safety In Your Home A fire can be devastating for your Fairview Heights, IL home, but the good news is that many house fires are preventable. The important thing is to take the proper precautions to minimize your risk and to protect yourself and your loved ones in the event that a fire does occur. Here's what you need to do to practice the best fire safety techniques. [...]
Understanding your insurance policies is an essential part of making sure you're always covered. Understanding is especially true when you're talking about auto insurance since cars are so expensive. If you're wondering whether your Collinsville, Illinois, auto insurance covers rental vehicles, here's what you need to know. Rental Car Coverage When you're renting a car, you have the option of [...]
Do I Need Condo Insurance in Belleville Illinois? The state of Illinois does not require condo owners to maintain property insurance coverage. However, that doesn't mean that you should go without it. Like other types of properties, a condo is a major investment, and you want to make sure you are protected in case of an emergency. The last thing you want is to lose the condo you worked so hard [...]
Is A Flooded Basement Covered with Homeowners Insurance? Having homeowners insurance can be the difference between having to spend a fortune on repairs or having them taken care of for you. However, it's important to know what is and isn't covered. If the basement in your O'Fallon, Illinois, home is flooded, your homeowner’s insurance may or may not cover it. The Cause The most important [...]
Belleville Illinois Construction Insurance Trends The construction industry is in Belleville, Illinois, is doing great, against all the odds. This can be attributed to the fact that more and more companies have been relocating to Chicago in the recent past. It is estimated that this trend will continue for several years. Therefore, it is an excellent time to be in the construction insurance [...]
What O'Fallon, IL Needs to Know about Flood Insurance There's a good chance that, if you have a mortgage on your home, you're required to purchase flood insurance. If you're not, however, you may be wondering if it's is a good thing to have, or if the risk of flood is less than the amount of the premium you would be paying. When trying to decide if you should purchase this insurance for your home[...]
What to know about rental car coverage in the Fairview Heights, IL area If you've ever had an accident and found out exactly how long it will take to fix that bent fender, you'll probably know the importance of a rental car. No matter your previous experience renting a car, you can probably imagine that renting a car for a long period of time, such as the weeks that it can take to repair your [...]
Make sure your family stays safe with these disaster preparation tips Disasters take many forms, and it seems like in Illinois we get a little taste of all of them. Blizzards, heat waves, floods, tornadoes and even earthquakes seem to rear their ugly heads every now and then. Since there is no way to prevent natural disasters, the best you can do is be prepared for them. With this in mind, we're [...]
Top home security tips to protect your home in Belleville, IL Home security is more than just having an alarm or a contract with a security company. Both are very good steps to take in protecting your home, but they should only be a part of a comprehensive security plan. A great deal of what makes your home safe is little steps that you take every day to create a safe environment for [...]