What to know about rental car coverage in the Fairview Heights, IL area If you've ever had an accident and found out exactly how long it will take to fix that bent fender, you'll probably know the importance of a rental car. No matter your previous experience renting a car, you can probably imagine that renting a car for a long period of time, such as the weeks that it can take to repair your [...]

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Make sure your family stays safe with these disaster preparation tips Disasters take many forms, and it seems like in Illinois we get a little taste of all of them. Blizzards, heat waves, floods, tornadoes and even earthquakes seem to rear their ugly heads every now and then. Since there is no way to prevent natural disasters, the best you can do is be prepared for them. With this in mind, we're [...]

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Top home security tips to protect your home in Belleville, IL Home security is more than just having an alarm or a contract with a security company. Both are very good steps to take in protecting your home, but they should only be a part of a comprehensive security plan. A great deal of what makes your home safe is little steps that you take every day to create a safe environment for [...]

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Know your renter's policy and protect your belongings There are many reasons why you may be interested in renter's insurance. In some cases, landlords require proof of insurance before signing a lease. It may also be the case that you keep valuables in your apartment and are worried about the financial loss that would be incurred if something happened to them. Whatever your situation [...]

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Be aware of these common insurance risks for the local area Every region has its risks, and if you are looking into buying an insurance policy in the Fairview Heights, IL area you are sure to feel the premium pinch when these risks are assessed and taken into consideration by your insurance policy. To keep you better informed, today we are taking a look at some of the top insurance risks [...]

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Most common business insurance claims and how you can stay protected in Swansea, IL It's the nightmare of every small business: an insurance claim - often the result of a small accident - seemingly does you and your business in. Klein-Merwin-Karrer & Associates is here to guide you through the most common business insurance claims around, and how you can protect your business in Swansea, IL, [...]

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Advantages of working with a real person for your O'Fallon, IL insurance needs Getting the right insurance policy for your personal needs can be a hard task. There are so many options to choose from such that you can easily be overwhelmed by the many advertisements that companies bombard potential clients with. Most people agree that life insurance is a must-have, but they also do not want to pay[...]

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What factors affect rates for life and health insurance? Your may notice that your life insurance and health insurance premiums have changed recently, or perhaps your term life policy has come to an end and your premiums have gone up. The fact is that everything from your age to your lifestyle can affect your life insurance rates, as well as how much you pay for medical insurance, [...]

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Get the most value when shopping for insurance coverage in Belleville, IL Insurance: everyone needs it, and no-one likes to buy it. Buying insurance means paying for something that you hope you won’t have to use, especially when it comes to health insurance and life insurance. However, there are many ways to make buying insurance less painful – both for your wallet and you. Read on to [...]

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What you need to know about supplemental medical insurance Sometimes, a medical insurance policy just isn't enough. For one reason or another, we've all encountered a situation where we have had a medical issue that just isn't fully covered. Whether it is co-pays or deductibles, out of pocket expenses are a reality of the insurance industry. However, there is a way to mitigate this with the [...]

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