Be aware of these common insurance risks for the local area Every region has its risks, and if you are looking into buying an insurance policy in the Fairview Heights, IL area you are sure to feel the premium pinch when these risks are assessed and taken into consideration by your insurance policy. To keep you better informed, today we are taking a look at some of the top insurance risks in [...]

Read more

Most common business insurance claims and how you can stay protected in Swansea, IL It's the nightmare of every small business: an insurance claim - often the result of a small accident - seemingly does you and your business in. Klein-Merwin-Karrer & Associates is here to guide you through the most common business insurance claims around, and how you can protect your business in Swansea, IL, [...]

Read more

Advantages of working with a real person for your O'Fallon, IL insurance needs Getting the right insurance policy for your personal needs can be a hard task. There are so many options to choose from such that you can easily be overwhelmed by the many advertisements that companies bombard potential clients with. Most people agree that life insurance is a must-have, but they also do not want to pay[...]

Read more

What factors affect rates for life and health insurance? Your may notice that your life insurance and health insurance premiums have changed recently, or perhaps your term life policy has come to an end and your premiums have gone up. The fact is that everything from your age to your lifestyle can affect your life insurance rates, as well as how much you pay for medical insurance, [...]

Read more

Get the most value when shopping for insurance coverage in Belleville, IL Insurance: everyone needs it, and no-one likes to buy it. Buying insurance means paying for something that you hope you won’t have to use, especially when it comes to health insurance and life insurance. However, there are many ways to make buying insurance less painful – both for your wallet and you. Read on to [...]

Read more

What you need to know about supplemental medical insurance Sometimes, a medical insurance policy just isn't enough. For one reason or another, we've all encountered a situation where we have had a medical issue that just isn't fully covered. Whether it is co-pays or deductibles, out of pocket expenses are a reality of the insurance industry. However, there is a way to mitigate this with the [...]

Read more

Common gaps in insurance coverage and how you can fix them It's the nightmare of all Americans: a lifetime of savings eaten up in the blink of an eye due to a horrible accident or unexpected weather event. The unfortunate reality of insurance coverage is that even great policies almost certainly have gaps in their plans. It's crucial that you are able to identify and remedy the potential gaps[...]

Read more