Since 1977
Life Insurance 101 - A guide for those in Fairview Heights, IL. When it comes to life insurance there are a lot of things that need to be accounted for when choosing which one is best for you. There are multiple things you should think about, but we will cover some basic important parts. Affordability Affordability is one of the first things to look at when deciding on life insurance and[...]
Rental Car Insurance Are you wondering if you need to spend the extra money on rental car insurance? Are you questioning if it is even necessary? It might be common for you to say you don’t need it. While you may feel this is true it may be an option to look at and consider for the future. What Is It and What Insurance Do I Need? Rental car insurance can be used to cover damages [...]
Common Belleville Illinois Commercial Property Insurance Exclusions Having commercial property insurance can save you from paying tens of thousands for repairs, but it's important to understand what is and isn't covered, so you don't end up paying out of pocket. If you want to get a better understanding of your Belleville, IL, commercial insurance, this is what you need to know about insurance[...]
For Some, Unfortunately, Retirement isn't a Day at the Beach Retirement planning includes resources for recreation and daily living after work has ended. Still, it also needs to cover the possibility that one or both members of a couple may need additional care. This may involve in-home healthcare providers, or it may consist of relocating to a long-term care facility designed to meet their [...]
Maintaining Fire Safety In Your Home A fire can be devastating for your Fairview Heights, IL home, but the good news is that many house fires are preventable. The important thing is to take the proper precautions to minimize your risk and to protect yourself and your loved ones in the event that a fire does occur. Here's what you need to do to practice the best fire safety techniques. [...]
Understanding your insurance policies is an essential part of making sure you're always covered. Understanding is especially true when you're talking about auto insurance since cars are so expensive. If you're wondering whether your Collinsville, Illinois, auto insurance covers rental vehicles, here's what you need to know. Rental Car Coverage When you're renting a car, you have the option of [...]
Do I Need Condo Insurance in Belleville Illinois? The state of Illinois does not require condo owners to maintain property insurance coverage. However, that doesn't mean that you should go without it. Like other types of properties, a condo is a major investment, and you want to make sure you are protected in case of an emergency. The last thing you want is to lose the condo you worked so hard [...]
Is A Flooded Basement Covered with Homeowners Insurance? Having homeowners insurance can be the difference between having to spend a fortune on repairs or having them taken care of for you. However, it's important to know what is and isn't covered. If the basement in your O'Fallon, Illinois, home is flooded, your homeowner’s insurance may or may not cover it. The Cause The most important [...]
Belleville Illinois Construction Insurance Trends The construction industry is in Belleville, Illinois, is doing great, against all the odds. This can be attributed to the fact that more and more companies have been relocating to Chicago in the recent past. It is estimated that this trend will continue for several years. Therefore, it is an excellent time to be in the construction insurance [...]
What O'Fallon, IL Needs to Know about Flood Insurance There's a good chance that, if you have a mortgage on your home, you're required to purchase flood insurance. If you're not, however, you may be wondering if it's is a good thing to have, or if the risk of flood is less than the amount of the premium you would be paying. When trying to decide if you should purchase this insurance for your home[...]