Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners. If you own a motorcycle—whether you ride it or not—you need this coverage to protect you from theft, collision, and other common risks.
Premiums may be affected by:
Your driving record
Where you keep your motorcycle (in the open or locked up in a garage)
Your credit history
Years of riding experience
According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.
Boat insurance works similar to the insurance for your car and can protect in the same way. But, since boats have different features than your car, you will want to make sure you have all the coverage you need and any savings that may lower your premium.
Essential Boat Coverage:
Available Boat Insurance Discounts:
New Boat Discount
Automatic Fire Extinguisher Discount
Burglar Alarm Discount
Ship-To-Shore Radio Discount
Approved Boating Education Course Discount
Most states don't require ATV insurance, and you may have limited coverage if you have a homeowners policy. If you have an ATV, we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such as:
A discount for completing an approved ATV safety course.
A discount for owning and insuring multiple ATVs.
A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider's Club of America (HRCA)
*The information on this page is not intended for educational purposes. Please consult an insurance professional before making any decision regarding insurance or investments.